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Trésor Plus Group
In this Group: Michel, Espérance, Ida, Odile, Vicky, Mendo, Eveline, Françoise, Félicité, Patience, Régine, Joseph, Gode, Fidèle, Léa, Sylvie, Berthe, Mamie, Marthe, Kumba, Brandon, Scola, Henri, Pablo, Diamona, François
“Trésor Plus” is a group composed of 26 members united in solidarity to receive Kiva loans through Hope RDC. Michel D. O. is the leader of this Banque Communautaire. His business involves selling clothing and sachets in his outlying district, the mostly highly populated in the city and located north of Kinshasa. He has acquired solid experience operating this business over several years. His ambition is to open a second outlet with the aim of growing his revenues.

Michel has received four loans with Hope and has repaid them correctly. The next loan will enable him to diversify his business by including spices, for increasing his profit. Currently, his business generates $90 a week for him.

He is 48 years old, married, and the father of six children. Three of them go to school.
View original language description ↓
« Trésor Plus » est un groupe constitué de 26 membres des membres solidairement unis pour recevoir des prêts de Kiva à travers Hope RDC. Michel D. O. est dirigeant cette Banque Communautaire.
Son activité consiste à vendre des habits et des sachets dans son quartier périphérique et le plus peuplé de la ville situé au nord de Kinshasa. Il a acquit une expérience solide en exerçant cette activité pendant plusieurs années. Son ambition est d’ouvrir un deuxième point de vente en vue d’accroitre le revenu. Michel a reçu 4 fois les crédits de Hope qu’il a remboursé correctement. Le prochain prêt lui permettra de diversifier son affaire en y ajoutant des épices dans le souci d’augmenter le bénéfice. Actuellement, son activité lui génère $90 par semaine. Il est âgé de 48 ans, marié et père de 6 enfants dont trois d’entre eux vont à l’école.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 2
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,515,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Trésor Plus Group's $4,575 loan helped a member to diversify his business by adding spices for sale.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Aug 3, 2009
Aug 10, 2009
Currency Exchange Loss:
Dec 15, 2009