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Delfina Chamba V. is 49. She was married for over 20 years, but her husband abandoned her. She now lives alone. Her two children got a loan to be able to buy soldering equipment and be able to work. Delfina lives in the Maica Sud community in Cochabamba. She has three cows. She uses their milk to make cheese and sell it at different markets in the city of Cochabamba and to people who sell “Charque” (a traditional dish eaten with cheese in Cochabamba). Delfina has been making cheese for over 32 years.

The loan is to buy food for her livestock (corn husks). Due to drought problems, the cost has increased a great deal. She does not have enough to buy all of the food that the cows need. This way they will not have trouble producing the same quantity of milk that they now produce. Also, the quantity and quality of cheese will not be reduced. Delfina hopes to be able to get another loan once this one is finalized to be able to buy more cows and increase her milk production and increase her income.
View original language description ↓
La señora Delfina C. V. tiene 49 años y estuvo casada por más de 20 años pero su esposo la abandono y ahora vive sola. Tiene 2 hijos para los cuales saco un préstamo para poder comprarles un equipo de soldadura y así puedan trabajar. La señora Delfina vive en la comunidad de Maica Sud en Cochabamba, donde tiene 3 vacas, cuya leche utiliza para elaborar queso y venderlo en los diferentes mercados de la ciudad de Cochabamba y a las vendedoras de Charque (un plato tradicional de Cochabamba que se come acompañado con queso). La señora Delfina se dedica a elaborar queso hace más de 32 años.

El préstamo será destinado a la compra de Alimento para su ganado (Challa) que por problemas de sequia el costo de la misma subió mucho y no le alcanza para comprar todo el alimento que sus vacas necesitan. De este modo no tendría problemas de seguir produciendo la misma cantidad de leche que ya produce y la cantidad de queso ni la calidad bajarían. La señora Delfina espera poder obtener otro préstamo una vez finalizado este para poder comprar más vacas y aumentar su producción de leche y así sus ingresos.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $5,500
    Average annual income
  • 122
    View loans »
    Bolivia Loans Fundraising
  • $36,721,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Delfina buy food for her milking cows (corn husks).
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 7, 2009
Aug 10, 2009
Currency Exchange Loss:
Apr 15, 2010