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Mao S., 29, owns and operates a plot of farmland on which she grows a variety of crops. On the other hand, she is also hired by neighbors to sew their clothes. She is a single lady who tries to generate income to meet her financial crises and to feed her family.

Since 1995, Mao S. has been operating both her above businesses. She now requests a loan of $700 to upgrade and enlarge her farm supplies. She will use her loan to buy fertilizer and to pay plowing and irrigation expenses.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 73
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Mao to buy fertilizer and to pay plowing and irrigation expenses.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 5, 2009
Aug 10, 2009
Currency Exchange Loss:
Sep 15, 2010