S., 46, is living on a low income in Pursat Province. For the coming farming season, S. has planted a vegetable crop which she will harvest when they are matured. She and her husband have been working in this business for more than twenty-six years, and it is a skill they learned from their grandparents. After planting, S. faces a problem because she is lacking fertilizer to sustain her crop growth. That is why she has decided to seek a loan of $200 which she will use to buy more fertilizer to improve her vegetable crop yield. S. is married and blessed with eight children, four who are already married and the other who still attend school and help on the farm.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.