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S., 46, is living on a low income in Pursat Province. For the coming farming season, S. has planted a vegetable crop which she will harvest when they are matured. She and her husband have been working in this business for more than twenty-six years, and it is a skill they learned from their grandparents. After planting, S. faces a problem because she is lacking fertilizer to sustain her crop growth. That is why she has decided to seek a loan of $200 which she will use to buy more fertilizer to improve her vegetable crop yield. S. is married and blessed with eight children, four who are already married and the other who still attend school and help on the farm.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 54
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $200 helped Thaong to buy more fertilizer to improve her vegetable crop yield.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 5, 2009
Aug 10, 2009
Currency Exchange Loss:
Sep 15, 2010