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Sat M., 42, has been selling beef. She sells beef that she buys in bulk, on credit, from butchers and runs her business in the busy local market. She always pays her suppliers after she finishes selling her items. She starts selling in the morning and is finished in the late afternoon, with much income.

Sat M. wants to generate extra revenue by investing in a new business as a silk clothes seller in the market. Her capital is not sufficient to open. Therefore, she would like a loan of $1000 for capital to use to rent a market kiosk and buy silk clothes to begin selling.

Sat M. was married, but divorced her husband years ago, and she has a daughter who is married. Her daughter and her son-in-law live with her in the family home. She and her grandchild are in the photo.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 228
    View loans »
    Cambodia Loans Fundraising
  • $40,040,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sat to rent a market kiosk and buy silk clothes to sell.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 31, 2009
Aug 9, 2009
Currency Exchange Loss:
Dec 15, 2009