Las Emprendedoras Group
MARIA CARMEN C., the group president, sells bread in La Ceja D. El Alto. With these loans, she has been able to help out her husband, who works as a wage-earning driver. In time, they plan to save enough money to be able to purchase their own vehicle so that the can improve their quality of life.
VICENTE C., the group secretary, is one of the group’s founders. He owns a sound equipment rental business. With these loans, he has been able to launch yet another business—a corner market—which helps him to support all 6 members of his family. With both of his businesses, he can increase his earnings and have financial stability.
CINDA G. B. sells provisions in the Villa Victoria zone. With these loans, she has managed to amass some working capital, which she uses for weekend food sales. She is also one of the founding group members. She has a sizable family, and she hopes to save more money for her grandchildren’s education.
MARIA CARMEN C., es la presidenta, se dedica a la venta D. pan en la Ceja D. El Alto, con el prestamo a logrado apoyar la actividad D. su esposo, quien es conductor asalariado, con el tiempo tienen planes D. ahorrar y poder comprarse una movilidad propia y así poder mejorar su calidad D. vida. VICENTE C.,ocupa el cargo D. secretario, es uno D. los fundadores del banco, tiene un negocio D. amplificación y con el prestamo a podido implementar un negocio más, una tienda D. barrio que le permite mantener a su familia que esta compuesta por 6 miembros, con estas dos actividades a logrado mejorar sus ingresos y tener estabilidad económica.
CINDA G. B.,se dedica al comercio D. viveres en la zona D. Villa Victoria, con el prestamo a logrado tener un pequeño capital, el que es utilizado para la venta D. comida los fines D. semana, ella tambien es una D. las fundadoras del Banco, tiene una familia numerosa y piensa ahorrar más para los estudios D. sus nietos.
About EmprenderEmprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid