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Senia A. is a 44-year-old woman who lives in Lalovaea village. She is married and has one grown child. To make a living, Senia owns and operates a food stall where she sells many different types of products. She has been engaged in this business for more than one year and earns approximately $500 WST a month from her work.

Earlier this year, Senia joined SPBD to gain access to financial services that can improve her life and business. She is applying for her first loan from SPBD to buy additional products to sell. Senia plans to use the additional revenue made possible by this loan to improve and expand her business.

About SPBD:
SPBD's mission is to improve the quality of life of people living in poverty in the poor island nations of the South Pacific. SPBD's philosophy of lending is based on a respect for each individual's innate human ingenuity, drive and self esteem.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders."

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 28
    View loans »
    Samoa Loans Fundraising
  • $8,468,125
    Funds lent in using Kiva
  • 2.8
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Senia to buy additional products to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 10, 2009
Aug 8, 2009
Currency Exchange Loss:
Aug 15, 2010