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Evenor Esau
Señor Evenor D. is 55 years old. He lives in the cedars. He is married and has four children, all grown. One of his children helps him economically. He lives in his own home and has as his current project the reconstruction of the dwelling. He has worked as a head of communal relations in the city Hall of Villa del Carmen for six months. Thanks to the loan from Afodenic he managed to buy building materials such as: cement, iron, zinc and others. Also he has other income which he earns as a peddler which permits his family to have other options to achieve their objectives for the future.
View original language description ↓
El señor Evenor D. tiene 55 años de edad, habita en los cedros, casado, tiene cuatro hijos todos mayores, uno de sus hijos le ayuda económicamente, vive en casa propia tiene como proyecto la reconstrucción de la vivienda. Trabaja como responsable de relaciones comunales en la Alcaldía de Villa del Carmen desde hace seis meses. Gracias al préstamo en Afodenic lograra comprar materiales de construcción como: cemento, hierro, zinc y otros. También tiene otros ingresos como buhonero el cual permite que su familia tenga otras opciones. Para lograr sus objetivos a futuro.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,391,875
    Funds lent in using Kiva
  • 20.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Evenor Esau to buy building materials for his house.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 14, 2009
Aug 9, 2009
Currency Exchange Loss:
Aug 15, 2011