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Sim H., age 27, is married and has two young children who have not been enrolled in school yet. She lives with her husband in Siem Reap province. She has been engaged in a business as a grocery seller, typically earning US$ 5 per day. Her husband’s business is the primary source of income for her family. He is a tourist car driver for a private company, typically earning US$ 8 per day.

The financial crisis has been difficult for business in Cambodia this past year. This factor has played into a difficult economic year for much of the country, H. included. The country's economic struggles always seem to affect the poor the most. In light of the country's economic difficulties, H. is seeking to increase her income and improve her business. She is asking for a loan of US $700 to purchase various kinds of groceries, a purchase that she sees as an opportunity to raise her standard of living.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 175
    View loans »
    Cambodia Loans Fundraising
  • $41,452,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Sim purchasing various grocery items for re-sale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 20, 2009
Aug 7, 2009
Currency Exchange Loss:
Jun 15, 2010