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Clara Luz
Clara Luz V. A. lives in the town of Soyapango in the district of San Salvador. After she separated from her husband, Clara went to live with her 68 year old mother. Her two sons, ages 16 and 12 respectively, make up the rest of her family. With faith and determination, Clara successfully manages a business selling mobile phones in central El Salvador.

She is requesting a loan to use as operating capital to invest into her business. Without a doubt, Clara believes this will bring her one step closer to a new life.

View original language description ↓
Clara Luz V. A. vive en el municipio de Soyapango en el departamento de San Salvador. Tras pasar la desafortunada experiencia de separarse de su esposo, Clara se encuentra viviendo junto a su madre de 68 años. Sus dos hijos, de 16 y 12 años de edad respectivamente completan el hogar V. A.. Con fe y superación, Clara maneja exitosamente una venta de celulares en el centro del país. Actualmente solicita un préstamo para invertirlo en capital de trabajo, para dar sin dudarlo, un paso más hacia su nueva vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 564
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Clara Luz restock her business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 14, 2009
Aug 8, 2009
Currency Exchange Loss:
Jun 15, 2010