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Sy Y., age 50, is married and has three children. She lives with her husband in Siem Reap province. To make a living, she has been involved in a business producing Cambodian traditional cakes, typically earning approximately US$3 per day. The family is also assisted by her husband who is a construction builder with an income of US$5 per day.

The financial crisis has been difficult for businesses in Cambodia this past year. This factor has played into a difficult economic year for much of the country, Y. included. The country's economic struggles always seem to affect the poor the most.

In light of the country's economic difficulties, Y. is seeking to increase her income and improve her business. She is asking for a loan of US$1,000 to purchase a new motorbike for her children to commute to work easily and to expand her current business. By doing so, she believes that she will be able to provide a good standard of living for her family.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 211
    View loans »
    Cambodia Loans Fundraising
  • $39,911,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sy to purchase a motorbike for her children.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 15, 2009
Aug 7, 2009
Currency Exchange Loss:
Jan 16, 2011