A loan of $850 helped fabric and sewing notions for making undergarments; basic grocery goods to sell.

Irma Esther's story

Irma sells undergarments and also works as a teacher in the small town of Masisea, located along the shores of the Ucayali, the wide brown river that flows past the city of Pucallpa and eventually joins the Amazon to the north. In this photo, Irma appears with her little daughter, Daniela, showing the few pieces of clothing that remain after a recent period of good sales. Irma is twenty-five years old and is a single mother. She works hard for the sake of her young daughter.

Irma has been working with Kiva partner Manuela Ramos for about five years and is a member of the communal bank "Nuevas Amigas" (New Friends). Irma invested her first loan of 300 soles (about $100) in the business of selling beauty products. This business partially financed her university studies. She plans to use this loan of 2500 soles to purchase undergarments and basic grocery products to sell in Masisea, where she works. Irma spends most of her time in Masisea but returns to Pucallpa at the end of every month to collect her teacher's salary.

Irma's goal is to design undergarments and to have her own boutique from which to sell them. She is pleased to be working with Manuela Ramos because the organization gives loans without much bureaucracy and paperwork, unlike most other banks.

Loan details

Lenders and lending teams

Loan details