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Mr. Chantha Sek Village Bank Group
In this Group: Chantha, Thuon, Mao, Khoeurn*, Sok, Kan, Chinda, Kea, Sokhon, Ly*, Lav, Sokhom, Pisey*, Pheng, Theary, Srey La*, Sovann, Bopha, Mok, Sophea
* not pictured
This village bank loan group which consists of twenty people is located I. Boeng village I. Takeo province. Mr. Chantha S. is the village bank president who has been selected by the other members.

Mr. Chantha is farmer who raises pigs and chickens to earn a living. Since his business is doing well, he wants to expand it by purchasing more chickens and piglets to raise. His wife, Mrs. Chay Davy, is employed I. a garment factory.

Mr. Chantha is 28 years old and the father of two children, one of whom is enrolled I. the local school and the youngest one is too young to work or study.

Mrs. Bopha N. did not come to take her loan but her husband did, so he is presented I. the photo instead.

This is a village bank loan consisting of mainly end-of-term (EoT) loans. Sixteen members have EoT loans and the rest have monthly payment loans. Those with EoT loans are not required to pay any principal on the loan until the very end of the loan term.

EoT loans are AMK’s maI. product because they are the most beneficial to Cambodia’s poor. An EOT loan allows them to repay portions of the principal whenever they are financially able to. Most clients start to make payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 147
    View loans »
    Cambodia Loans Fundraising
  • $41,468,375
    Funds lent in using Kiva
  • 4,212.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mr. Chantha Sek Village Bank Group's $2,850 loan helped a member to purchase more chickens and piglets to raise.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 23, 2009
Aug 12, 2009
Currency Exchange Loss:
Aug 15, 2010