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Mr. K. Ul, 28, and his wife, Mrs. Puthy Mao, 28, were married in 2004 and have two daughters. Both of them are still young. The family lives in a small village along National Road Number 6, about 20 kilometers from Phnom Penh, the capital city of Cambodia.

K. has been a house contractor since 2000. It’s a skill he learned from his neighbor. His wife stays at home to take care of their daughters. K. has borrowed money from Kiva through Maxima two times already. Now he is applying for another loan again of $1,000 in order to build a house where he lives.

Additional Information


MAXIMA Microfinance Plc is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 157
    View loans »
    Cambodia Loans Fundraising
  • $41,521,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ul to build a house where he lives.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Jul 24, 2009
Aug 6, 2009
Currency Exchange Loss:
Nov 15, 2010