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Bertha Leonor
Señora Bertha Leonor is 34 years old, married and has a son who is a student in grade school. She resides in the neighborhood of Memorial Sandino. Her husband works as an Automobile Mechanic. Her business is the sale of nutritious products. She begin her business because of the need to support her husband with the expenses, since everything is so expensive. She also wanted to achieve their goal of finishing the building of their house, since the place they live is very small and she wants to add an annex to be able to have more comfort. She gives thanks to Afodenic for the support of the loan since through it she has managed to do the improvements to her dwelling.
View original language description ↓
La señora Bertha Leonor tiene la edad de 34 años, casada y con un hijo estudiante de la primaria, reside en el barrio Memorial Sandino, su esposo se desempeña como Mecánico Automotriz, su negocio es la venta de productos nutricionales, inicio con la necesidad de apoyar a su esposo con los gastos ya que todo esta caro y poder cumplir con las metas en terminar de construir su casa ya que es muy pequeña donde habita y quiere hacer un anexo para poder tener comodidad. Da las gracias Afodenic por el apoyo con el préstamo ya que a través de ello ha logrado hacer las mejoras a su vivienda.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 53
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 20.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Bertha Leonor to buy building materials to build an addition to her house.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 24, 2009
Aug 5, 2009
Currency Exchange Loss:
Jun 15, 2010