A loan of $1,100 helped to pay for his degree in International and Business Law.


Rauf's story

Rauf is a freshman student in the International and Business Law department in the American University of Central Asia (AUCA). He grew up without a father, his mother tried to give him a good education. From early years his mother taught him that everything has its price, in the majority of cases high.

Rauf’s most important purpose is to become a person who will made an essential impact into the development of Kyrgyzstan and whose name will forever remain in the history of Kyrgyzstan. He believes that the goals and dreams are the driving factor on the way to success.

Rauf is the only son in his family and he said that heavy responsibility lies on his shoulders, and this fact motivates him for new undertakings. He hopes that KIVA lenders will help him to reach his goals and ambitions.


This loan is special because:

It charges 0% interest and allows low-income students to access higher education.



Loan details


Lenders and lending teams




Loan details