Alberta is 28 years old. She is married and has two children, a son and a daughter, who are currently in primary school. She lives with her family in a rented apartment in a commercial town. She trades in cosmetics. Alberta sells cosmetics such as powder, assorted body and hair creams, perfumes, etc. She hawks to sell her cosmetics in her community. Aside from her cosmetics business, she also sells gari and palm oil on a table top at her residence. Alberta buys her goods from the central market in Accra. She has been in business for some years and wants a loan to buy goods in bulk. Alberta aspires to expand her business so that she can depend on her proceeds in taking care of the family.