Mr. Vanh S. is 39 years old and his wife, Seng Phan, is 37. They work from home making furniture which they also sell. Most of their output consists of beds, tables and cupboards, which they accumulate and sell as sets. Their furniture is made mostly from wood and rattan. The couple has four children, all of whom are in school and (when school ends for the day) help their parents make furniture. In order to increase his income, Vanh S. has applied for an $800 loan to buy a piece of machinery that he can rent out to his neighbors when they want to plow their fields. In the photo, we see Mrs. Seng Phan. Mr. Vanh S. was not available when the photograph was taken.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.