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Mao S., 56, is married and has 6 children. She currently lives with husband in Kampong Cham province and she is unemployed. However, the family is supported by her four children who are working in the city at a garment factory. Her children are able to send her money of US$150 per month to cover her expenses. Her husband is a traditional musician who performs at wedding parties and he typically is able to make US$0.8 per day. S. and her husband have recently noticed that their motorbike is not holding up well and they need to purchase a new one to maintain their income. She has requested a loan of US$250 from CREDIT to replace their old motorbike so that her children are able to go to work. S. sees this as way to increase their daily income through funds that will no longer be needed for repairs.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 111
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $250 helped Mao to purchase a motorbike.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 17, 2009
Aug 3, 2009
Currency Exchange Loss:
Apr 15, 2010