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Ruth's Group
In this Group: Ruth, Robinah, Patricia, Mastula, Sarah, Annet, Harriet, Hadijah, Prossy, Dorah, Frank*
* not pictured
K. Ruth is 37 years old and married, with 5 children aged 18, 16, 13, 10, and 8, all in school. She has had a salon called "Divine Beauty" salon in Kibuye for 9 years and she is able to make 150,000/= in profit a week and this is due to her good customer care.

Margaret has a plan of starting up a school of beauty. Her biggest challenge is training her workers and then, when they learn, they look for greener pastures. She has been a member of her lending group for 4 years and this time round, she wants to buy more cosmetics in bulk so that she will be able to make more profit and savings for her children’s school fees and general upkeep.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 178
    View loans »
    Uganda Loans Fundraising
  • $32,667,650
    Funds lent in using Kiva
  • 2,090.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Ruth's Group's $4,375 loan helped a member buying more cosmetics for her salon.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 29, 2009
Jul 30, 2009
Currency Exchange Loss:
Dec 15, 2009