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Cissy's Group
In this Group: Cissy, Aisha, Leontina, Rebecca, Fatumah, Julia, Rebecca, Sarah, Manisulu*
* not pictured
N. Cissy is the leader of Luganda Kulya group in Gayaza. She is a very hard-working lady with a strong drive to succeed. Cissy has a business where she is a nurse operating Peoples Medical Centre in Gayaza for 8 years. She says that so far business is good and she hopes that it will be better with the help of the loans. She offers over-the-counter services as well as giving admission to the sick.

Cissy also offers dental services, a move that has enabled her to put her competitors at bay. Her goal is to expand her business and start x-ray services. She also hopes to start up a whole ale shop so that she can have two businesses to run.

Cissy needs a loan to be able to add to her savings so that she can buy a plot of land and also buy construction materials so as to build a family house. She is a married woman with 2 children aged 10 and 6 years and she cares for 2 dependents also in school. This is Cissy’s 7th loan and at the moment, she is able to make monthly profits of 1,000,000/= and she hopes for that to increase.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 119
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,090.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Cissy's Group's $2,450 loan helped a member buy a plot of land and construction materials for a family house.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 29, 2009
Jul 30, 2009
Currency Exchange Loss:
Dec 15, 2009