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Melecia is from the busy town of Angono, Rizal province, in the Philippines. She is determined to remove her family from the darkness brought by poverty. She is widowed and has two children to take care of.
With her desire to earn an income through a business, in 1999 she joined ASHI (Ahon Sa Hirap, Inc.), an MFI and KIVA partner in the Philippines. Her loans were used as capital for her Sari-sari store (General Store). She is one of the outstanding members of ASHI . As her business is properly managed, it brings her enough income to sustain the needs of her family.
She is now excited to receive her loan of 25,000 pesos as additional capital for her Store. Specifically, the amount will be used to pay for cases of soft drinks, beverages, liquors, canned goods, and groceries. She is hopeful that she can earn more and save for the future of her children, and be able to send them to school until they finish college and find jobs. She also aspires to expand her business.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 425
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 48.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Melecia to pay for cases of soft drinks, beverages, liquors, canned goods, and groceries for her store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 23, 2009
Jul 29, 2009
Currency Exchange Loss:
Feb 18, 2010