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Beatriz is a woman determined to rise above poverty. She is a 35-year-old mother to five children; all young and still dependent on her. She lives in Antipolo City, Rizal province in the Philippines.

She is an opportunity seeker. In 2008, when she heard about ASHI (Ahon Sa Hirap, Inc.), an MFI and KIVA partner in the Philippines, she grabbed the opportunity of joining it. Her previous loans were used as capital for her resale of assorted biscuits that she sells in schools and in public places.

Now on her 3rd loan, she proposes the amount of 15,000 pesos as additional capital for her business. The loan will be used as rolling capital for her resale business. She is hopeful that with the opportunity and trust given by ASHI and KIVA, she will be able to make her business grow so it will bring her enough proceeds for her living. She dreams of sending all her children to school until they finish college and find jobs.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 422
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 48.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Beatriz as rolling capital for her resale business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 9, 2009
Jul 29, 2009
Currency Exchange Loss:
Feb 15, 2010