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MERIAM F. of Brgy. Chambery, Manapla, Negros Occidental, is a 36 year-old married woman with 3 school-age children who owns and operates a fishing business.

Fishing has been the main source of income for the F. family for the last 10 years, and since Meriam joined NWTF-Project Dungganon in 2000, profits from their business and additional loans from NWTF-Project Dungganon has allowed Meriam and her husband to own 2 fishing vessels which they use to catch crabs. This earns them approximately PHP 15,000.00 per month.

Now for her 14th loan with NWTF-Project Dungganon, Meriam wants to borrow PHP 19,500 as additional capital to expand her fishing business even further. Even though the 2 fishing boats already earns them quite a comfortable living, Meriam is striving even harder so that her children will have a better life, and better education.

About NWTF:
In a world full of challenges, Negros Women for Tomorrow Foundation, Inc. has answered the calling of not just of a few but thousands of women. Through the alleviation program, these women have progressed from earning less than a measly $1 a day, to surpassing the realities beyond their dreams. They have learned to live a life where they can finally be called honorable. This is Project Dungganon.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 499
    View loans »
    Philippines Loans Fundraising
  • $69,838,675
    Funds lent in using Kiva
  • 48.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Meriam bUSINESS EXPANSION.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jul 17, 2009
Jul 29, 2009
Currency Exchange Loss:
May 15, 2010