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MERIAM F. of Brgy. Chambery, Manapla, Negros Occidental, is a 36 year-old married woman with 3 school-age children who owns and operates a fishing business.

Fishing has been the main source of income for the F. family for the last 10 years, and since Meriam joined NWTF-Project Dungganon in 2000, profits from their business and additional loans from NWTF-Project Dungganon has allowed Meriam and her husband to own 2 fishing vessels which they use to catch crabs. This earns them approximately PHP 15,000.00 per month.

Now for her 14th loan with NWTF-Project Dungganon, Meriam wants to borrow PHP 19,500 as additional capital to expand her fishing business even further. Even though the 2 fishing boats already earns them quite a comfortable living, Meriam is striving even harder so that her children will have a better life, and better education.

About NWTF:
In a world full of challenges, Negros Women for Tomorrow Foundation, Inc. has answered the calling of not just of a few but thousands of women. Through the alleviation program, these women have progressed from earning less than a measly $1 a day, to surpassing the realities beyond their dreams. They have learned to live a life where they can finally be called honorable. This is Project Dungganon.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 333
    View loans »
    Philippines Loans Fundraising
  • $65,925,350
    Funds lent in using Kiva
  • 48.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Meriam bUSINESS EXPANSION.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jul 17, 2009
Jul 29, 2009
Currency Exchange Loss:
May 15, 2010