A loan of $2,275 helped a member to finance the cultivation of rice on her field.


Mrs. Khom Crech Village Bank Group's story

This village bank loan which consists of sixteen people is located in Tranh village in Kandal province. Mrs. Khom C. is the village bank president who has been selected by the other members.

Mrs. Khom C. is a farmer who owns a plot of land on which she cultivates rice to earn for living. In this plantation, she faces an obstacle because she does not have enough money to produce rice on the field. Thus, she decided to ask for a loan to cultivate rice on her field. Her husband, Mr. Huot Phoeun, is a hardworking man. Mrs. Khom C. has two children, one of whom is employed in a garment factory while the other is a farmer who helps with his parents’ work.

Ten members in this group loan are end-of-term (EoT) loans and the rest have monthly payment loans. Those having EoT loans are not required to pay any principal on the loan until the very end of the loan term. EoT loans are AMK’s main product because it is the most beneficial to Cambodia’s poor. It allows them to repay portions of the principal whenever they are financially able to. Most clients start to make payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09% and a default rate of 0% on Kiva.

In this group: Khom, Mom, Oun, Lee, Buntheng, Ouch, Thorn, Sam Ol, Roem, Em, Nhen, Koem, Chhim, Thy, Sok Rim, Moa



Loan details


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Loan details