A loan helped to buy seeds and expand his horticulture farming.


Josephat's story

Josephat is a farmer with dreams. His determination to improve his family's quality of life based on honest work has allowed him to make an income thanks to his crop and animal farm business.

He ventured into farming 10 years ago. His primary income sources are crops and animals. Josephat enjoys his farming business mostly because it’s profitable. He spends a lot of time looking after animals. He is seeking a loan of KES 15,000 for buying seeds to expand his horticulture farm.

By scaling up the business, he will relatively reduce production costs and increase output. He is a very hardworking smallholder farmer who has set out to achieve big things in his life. His strategy is to use the returns from the investment to pay for more farm inputs, the lack of which is a major problem that leads to the closing down of many farms due to poor quantity and quality of yields. If he makes a surplus, he plans to plow the profits back into the business since his lifestyle is not so demanding.

Through the loan, Josephat will attain food security in his house and also improve his living conditions.


This loan is special because:

It finances smallholder farmers to purchase dairy cows, chickens, cereals and farming equipment.



Loan details


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Loan details