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Vilma Concepción
Vilma Concepción C. lives in the Cojutepeque municipality in the Cuscatlán department. Vilma is a 48 year old single mother. She lives with her three children. Two of the children are grown and work. Her youngest child is 14 and goes to school. This mother has fought to get her children ahead.

For years she was an employee. Now, with savings and effort, she has been able to place a business in her house. It is a bookstore, which is stocked with a variety of products from stationery to small gifts.

Vilma’s wish, the reason she is asking for this loan, is to buy wholesale merchandise. This way she can get greater earnings from her products.
View original language description ↓
Vilma Concepción C. reside en el municipio de Cojutepeque del departamento de Cuscatlán. Vilma tiene 48 años de edad es madre soltera , vive con sus tres hijos donde dos de ellos son mayores de edad que se encuentran trabajando y su hijo más pequeño de 14 años de edad se encuentra estudiando, Esta madre ha luchado para sacar a sus hijos adelante; hace unos años era empleada, pero ahora con ahorros y esfuerzo ha logrado colocar un negocio en su casa, es una librería surtida de variedad de productos en papelería hasta pequeños obsequios para regalar, pero ahora el deseo de Vilma y por el cual solicita este crédito es porque quiere comprar mercadería al por mayor, para logara obtener mayores ganancias de sus productos.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 418
    View loans »
    El Salvador Loans Fundraising
  • $31,306,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Vilma Concepción stock her business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 23, 2009
Jul 29, 2009
Currency Exchange Loss:
Feb 18, 2011