A loan of $1,150 helped to buy snacks and cards for cell phones.

Veronica Zefanias's story

Veronica Zefanias M. was born in the district of Manhica (72km north of Maputo), she is 44 years old and is the mother of 4 children, 3 of them are adults and are studying at Maputo's schools.
Veronica studied until the 5th grade having to stop because her parents lacked the financial resources to keep her in school.
She grew up in Manhica and when she was 20, she moved with her husband to the city of Maputo, after their marriage.
They were able to buy land and built a house with regular materials where they live with their children and two grand children who are their responsibility.
Their business is to sell snacks, drinks, re-chargeable cards for cell phones and other groceries for the last 8 years. She learned the business with her husband's help. She sells more cell phone cards and obtains a daily income of 1.500,00MT and saves close to 7.000,00MT monthly.
Veronica already had credit with other institutions and when she heard about the conditions offered by Hluvuku-Adsema, from some friends, she paid out the balance and run to request her first loan for 20.000,00MT to buy diverse snacks and cards for cell phones.
She expects to pay without any problem and be able to get new loans and fulfill her dream to improve her business, by increasing its size.

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Translated from Portuguese by Kiva volunteer Nina Delgado

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