A loan of $3,800 helped a member purchase carpentry materials such as sandpaper, solvents, paints and hammers.


Trinidad (Cuenca) Group's story

The Trinidad Communal Bank is a lovely group of women who live in the hills of the Turi community of La Trinidad District, about half an hour outside the city of Cuenca. The climate there is similar to that of Cuenca. They meet at night every 2 weeks in the garden room of a courtyard at the local community church. Most of the ladies are engaged in animal husbandry and agriculture.


For example, Sra. Maria Zoila Dután is a 48 year old and married. She has 2 grown children who are already married with families themselves, as well as 3 grandchildren. This woman is devoted to growing corn, potatoes and vegetables. She sells her produce at the “10 de Agosto” Market in the city of Cuenca. Her income helps to feed her family. In addition, she breeds animals such as guinea pigs, chickens, cows and pigs. She says that she has been working all her life and that her parents were also farmers. Maria requested $165 to purchase chickens to raise, which comes to $4.50 for each pair of chicks. She has participated with her communal bank on 3 previous loan cycles and that working with the Foundation has been wonderful. "Sometimes you cannot get a loan from the bank because they ask for so many papers,” says Maria. Her future goal is to buy a plot of land.


Sra. Blanca Aída Dután is 27 years old, married and has 2 children (ages 10 and 4). She works at home, helping her husband with his carpentry workshop where he makes office furniture and doors. They have been in this line of business for 10 years and have established many regular customers. Their items are produced upon request. Sra. Blanca is requesting $330 to buy wood for her shop and other necessary materials, such as sandpaper, solvents, and hammers. She has participated in 7 loan cycles with her communal bank. She said that she joined her group during an urgent time of need, but when that need was fulfilled, she liked the group so much she decided to continue. Sra. Blanca also indicated that the loans have helped her out in time of trouble to recover from losses.


Sra. Julia Angelita M. R. is 24 years old, married, and has 2 children (ages 6 and 5). She works with her husband in a home-based carpentry business. They make furniture for the home and the office, and have been doing so for three years. Sra. Julia credits her husband’s job for teaching her how to work. As a result, she has been able to keep their home organized since they are both constantly working. Their schedule is unlimited, but they try to keep their work hours between 7am and 7pm. The only setback is that they cannot afford a vehicle to transport furniture, which is difficult if they have a customer that lives some distance away from them. Sra. Julia is requesting $330 to purchase materials for her work such as sandpaper, paints, solvents and wood. Her goal is to have enough materials and machines so that she and her husband can hire employees to help with the work.


In the photograph are all the members with their loan officer at the ESPOIR office in Cuenca. This was taken on the day of their loan verification meeting.

In this group: Rosa Amelia, Maria Carmen, Blanca Aida, Maria Rosa Elvira, Julia Angelita, Maria Zoila, Maria Dolores, Maria Luzmila, Rosa Maria, Zoila Cecilia, Ana Lucia, Maria Presentacion

Translator profile picture

Translated from Spanish by Kiva volunteer Ronan Reodica


Loan details


Lenders and lending teams



Loan details