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Sum P. is a 56-year-old woman. She lives in the town of Takeo province and is married and has two children. Sum P. was not available for the photo and so her husband is pictured instead.

Together, Sum P. and her husband hire out chairs, tables and other items when there is a wedding taking place. Sum P. has been engaged in this business for over thirteen years and they typically make a combined income of about US$5 per day. The couple is also supported by two of their children who are working.

Sum P. joined CREDIT MIF to gain access to financial services to help improve her living situation and her ability to engage in business activities. She is requesting for the first time a loan from CREDIT. She is requesting a loan of US$1,200 which will be used to invest in expanding the business.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 206
    View loans »
    Cambodia Loans Fundraising
  • $39,926,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Sum to purchase more chairs, tables and wedding materials.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 6, 2009
Jul 28, 2009
Currency Exchange Loss:
Sep 16, 2010