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Marilou L. is the 47-year-old manager of her own business. She is full of industry and hard work, and is aiming to pull her family out of poverty. She is married to Teodoro, who is 53 years old and her business partner. She is the mother of seven children, three of whom are still of underage and dependent on her. She lives in Antipolo City, Rizal Province in the Philippines.

In 1999, she joined ASHI (Ahon Sa Hirap, Inc.), an MFI and KIVA partner in the Philippines, with a bagful of dreams to alleviate the poor conditions of her family. Her previous loans were carefully spent on her sari-sari (variety) and food store. The business went well and smoothly. She has many regular customers and the business has brought good proceeds that she can use for her family's needs.

Now on her 15th loan, she proposes the amount of 45,000 pesos to pay for sacks of rice, charcoal, feed, fresh pork, and other groceries for her store. She is positive that her business will grow large and bring her income so she can save for the future of her younger children. She is also looking forward to expanding her business.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 335
    View loans »
    Philippines Loans Fundraising
  • $66,038,225
    Funds lent in using Kiva
  • 48.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Marilou to pay for sacks of rice, charcoal, feed, fresh pork, and other groceries for her store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 21, 2009
Jul 27, 2009
Currency Exchange Loss:
Feb 15, 2010