A loan of $2,000 helped a member to buy cereals like Tom Brown.


Bisa Nyame Group's story

Florence is 32 years old; she is married and the mother of three children. She has two boys and one girl, with two of them in school. She is a trader and sells cereals like Tom Brown in bulk. She takes delivery of stock from Kumasi and supplies at retail prices. She has been in business for the last nine years now. With her rich experience, she believes that she can use this loan to buy more bags of Tom Brown to upgrade her stock and make adequate profit. It is her dream to save more to take care of her children's educational needs.


Florence is the leader of a trust bank group called ‘Bisa Nyame’ which means ‘Ask God’. She is the one sitting in the middle, in the group photograph. Most of the members of this group are petty traders, food vendors and/or farmers. In this group, members guarantee for one another as social collateral to access the loan, and there is peer pressure to repay the loan.

In this group: Florence, Joana, Comfort, Matilda, Abena


Loan details


Lenders and lending teams



Loan details