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Michael is the owner of CineCipher, a multi-media videography company located in the San Francisco Bay Area. He works with small businesses and non-profits to help them tell their stories.

Michael loves owning his own business, but ever-changing developments in technology mean he needs to undertake significant expense to remain competitive. This loan will allow Michael to upgrade his equipment and software and will help to increase his number of clients and the services that CineCipher is able to provide.

Additional Information

Important Information

Kiva realizes that access to credit is a challenge for entrepreneurs everywhere. Kiva started out as a website focused on developing-world entrepreneurs. In June 2009, Kiva began experimenting with allowing entrepreneurs in the United States to raise money on its website. If this is something you support, please feel free to fund this loan. If you have questions, including how an entrepreneur in your neighborhood might get a loan, please visit our Help Center and click on "Loans in the United States."

About United States

  • $54,800
    Average annual income
  • 14
    View loans »
    United States Loans Fundraising
  • $12,909,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $5,000 helped Michael upgrade equipment and software.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jul 6, 2009
Jul 28, 2009
Currency Exchange Loss:
Aug 24, 2012