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Reoun's Group
In this Group: Reoun, Soy, Phorn, Seam, Sav, Thon
Mrs. Roeun S. leads a loan group with six members, all of whom live in Tranh village in Takeo province. She is farmer who owns a plot of land on which she grows rice. She is facing problems because she does not have enough money to buy gasoline, plow her field or purchase fertilizer. She has applied for this loan to meet those needs. Mrs. Roeun S. is a 44-year-old widow with three children who are in school.

All the members of this group have applied for end-of-term loans which do not require them make any payments on the principal until the end of the loan's term. End-of-term (EoT) loans are AMK’s main product because they benefit Cambodia’s poor by allowing them repay portions of the principal when they are financially able to. Most clients start to make their payments many months before the end of the loan term, and almost all of AMK’s client make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva loans.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 109
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,200.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Reoun's Group's $850 loan helped a member to buy gasoline, plow her field and purchase fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jul 13, 2009
Jul 27, 2009
Currency Exchange Loss:
Aug 15, 2010