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After overcoming many hardships, including the loss of her husband to gun violence in 2002, Valarie has finally achieved her long-time dream of owning her own business.

Valarie is the owner of SPA-bulous! A Spa Retreat for FA-bulous Women! in Hayward, CA. SPA-bulous! is a place for women to rejuvenate themselves and also receive education on personal well-being. Valarie has a passion for helping women and keeps the spa open in the evening and weekends to give working mothers access to her services. In addition, SPA-bulous! donates free services to fundraisers for breast cancer, domestic violence, and other charities close to Valarie’s heart.

A single mother, Valarie continues to raise her three-year-old son, work a full time job, and run her business, while trying to complete her bachelor’s degree this fall. She also mentors other single mothers to stay motivated and keep their dream alive.

A $3,000 loan will allow Valarie to replace broken equipment at her spa, such as a steamer and facial bed.

To learn more about SPA-bulous! visit the website at:

Additional Information

Important Information

Kiva realizes that access to credit is a challenge for entrepreneurs everywhere. Kiva started out as a website focused on developing-world entrepreneurs. In June 2009, Kiva began experimenting with allowing entrepreneurs in the United States to raise money on its website. If this is something you support, please feel free to fund this loan. If you have questions, including how an entrepreneur in your neighborhood might get a loan, please visit our Help Center and click on "Loans in the United States."

About United States

  • $54,800
    Average annual income
  • 0
    View loans »
    United States Loans Fundraising
  • $12,982,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Valarie replacement equipment for day spa.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 15, 2009
Jul 28, 2009
Currency Exchange Loss:
Aug 15, 2011