A loan of $450 helps to procure item like spices, shampoo, lentils and beverages for her store.


Ruqia's story

As a mother of three children, Ruqia works hard along with her husband to provide them necessities of life. She lives in a small rural community of Gujranwala, Pakistan with her five family members.

She has been running a general store for the last five years in her community. Currently, she needs some support to grow her business to refurbish the store and obtain additional items like spices, shampoo, lentils and beverages, etc. but due to a shortage of money she is unable to do that. Therefore, she has asked for a credit from JWS Pakistan.

Ruqia and her family are very appreciative to Kiva and JWS Pakistan.


This loan is special because:

It helps women entrepreneurs grow their small businesses.

Akshay Regmi, Kiva staff

Akshay Regmi
Kiva staff



Loan details


Lenders and lending teams






Repayment schedule

Loan details



Repayment schedule