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Basiliana M. is 59, married with 10 children ranging from 14 to 40 years old and a resident of Old Fabrica in La Castellana, Negros Occidental.

Raising 10 children while depending on the income that her husband could generate made life very hard of Basiliana and her family. When a friend invited her to join NWTF-Project Dungganon in 2000, she was very apprehensive because she did not want to be in debt, but she was determined to help her family, so with the agreement of her husband, she joined NWTF-Project Dungganon and with her first loan she started a small general store and to make sure that she could pay back her loan she went around her community selling specialty goods house to house. The business nets around PHP1,600.00 ($33) per month, but is able to feed her family.

She has used subsequent loans to slowly but steadily build her business. Now on her 11th loan cycle, the PHP 15,000 she is borrowing will allow her to widen the variety of goods that she could sell in her store. She continues to strive hard to provide for her family and dreams that all her children will have a more comfortable life.

About NWTF:
In a world full of challenges, Negros Women for Tomorrow Foundation, Inc. has answered the calling of not just of a few but thousands of women. Through the alleviation program, these women have progressed from earning less than a measly $1 a day, to surpassing the realities beyond their dreams. They have learned to live a life where they can finally be called honorable. This is Project Dungganon.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 356
    View loans »
    Philippines Loans Fundraising
  • $70,673,000
    Funds lent in using Kiva
  • 48.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Basiliana additional inventory and working capital for the borrower's General Store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 17, 2009
Jul 26, 2009
Currency Exchange Loss:
Aug 15, 2010