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Nyame Tumi So Group
In this Group: Anna, Theresa, Rose , Georgina, Cecilia
Anna is a food vendor selling kenkey with fried fish and pepper spices. She sells kenkey in the mornings, afternoons and in the evenings. Kenkey is prepared from milled maize grains, cooked and eaten with hot pepper and fried fish. She has many customers since many Ghanaians enjoy kenkey as breakfast, lunch and supper.

Anna is 53 years old, divorced and the mother of three kids. All her children are girls and they are all traders in the community market. Anna is very resourceful in the provision of food and payment of bills for her family. She wants to use this loan to buy more raw materials like bags of maize, meat, fish, vegetables and firewood. She hopes to increase her savings to support her business output.

Anna is the leader of a trust bank group called ‘Nyame tumi so’ which means ‘God power is great’. She is the one in the middle in the group photograph. Most of the members of this group are petty traders, food vendors and/or farmers. In this group, members guarantee for one another as social collateral to access the loan, and there is peer pressure to repay the loan.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 28
    View loans »
    Ghana Loans Fundraising
  • $12,522,425
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Nyame Tumi So Group's $1,825 loan helped a member to buy more raw materials like bags of maize, meat, fish, vegetables and firewood.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jul 16, 2009
Aug 1, 2009
Currency Exchange Loss:
May 30, 2010