A loan of $1,475 helped a member to buy piglets to start a pig-breeding business.


Mrs. Sang Chum Village Bank Group's story

Thirteen people who live in PO. village in Takeo province make up the village bank loan. The borrowers will use the loan for different purposes. Mrs. Sang C. is the village bank president. She is a farmer who owns a small piece of land to cultivate vegetables. Her husband, Mr. Saor Sek, gathers palm juice to produce palm sugar. Since these two businesses can make only a small income, Mrs. Sang C. decided to ask for a loan to buy piglets to start a pig-breeding business. Mrs. Sang C. has four children: one is a palm juice collector, another is a firewood cutter and the other two are students.

Eleven members of this group have end-of-term loans and the rest have monthly payment loans. They are not required to pay any principal on the loan until the very end of the loan term. End-of-term loans are AMK’s main product because these are the most beneficial to Cambodia’s poor. Such loans allow the borrowers to repay portions of the principal whenever they are financially able to. Most clients start to make payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.

In this group: Sang, Srey, Sorng, Sao, Ny, Nan, Phannara, Orn, Savin, Vet, Nhen, Sot, Pov



Loan details


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Loan details