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Xiomara Concepción
Xiomara Concepción M. A. lives in the department of Cabañas. Xiomara is 21 and lives with her husband and her 4-year-old son, Brandon. Xiomara owns her own business, which is located in her garage. She sells a variety of clothing for children and adults. Her dream is to buy merchandise for young people since those that visit her location the most aren't finding young and modern styles. This will only be possible thanks to the credit that Xiomara will put towards supplying her business and generating more income for her family.
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Xiomara Concepción M. A. reside en el departamento de Cabañas. Xiomara tiene 21 años de edad, vive junto a su esposo y su hijo Brandon de 4 años. Xiomara posee su propio negocio el cual se encuentra ubicado en la cochera de su casa, vende variedad de ropa para niños y adultos. El deseo de Xioamara es comprar mercadería para jóvenes ya que son los que más visitan de su local y no encuentran estilos modernos y juveniles, esto solo será posible gracias a su crédito ya que Xiomara lo destinara para surtir su negocio y generar mayores ingresos para su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 478
    View loans »
    El Salvador Loans Fundraising
  • $31,326,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Xiomara Concepción to supply her business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 4, 2009
Jul 26, 2009
Currency Exchange Loss:
Feb 15, 2011