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Niño Nativo Group
In this Group: Maria, Melania, Juana, Felicia, Martina, Teofila, Ana Apolinaria, Mauricia, Carmen, Mario, Alcida, Ana Raquel, Betty , Antonia
The communal bank, "Niño Nativo" is located in the community of Acoria, which belongs to the department of Huancavelica. It is the oldest district of the province. María is married and has one son. She started her business by selling juice and drinks of all kinds. With the credits that she received, she increased her merchandise little by little, and now she has a small grocery store where she sells basic goods and offers a photocopying service since she was able to buy a copy machine. Now she is saving to buy a vehicle to be able to transport her merchandise.

Melania is married and has three children. She has a grocery store, which she started with a small amount of capital. With the help of her loans, she has progressed her business and now has a grocery store that is becoming more and more well-supplied. She has a goal of having a mini-market, for which she is saving.

Juana is married and has one son. She has a business selling juice, which she started when she received her first loan. Currently she is saving to buy animals so she can start selling meat.
View original language description ↓
El banco Comunal Niño Nativo, se encuentra ubicado en la comunidad D. Acoria, la cual pertenece al departamento D. Huancavelica. Es el Distrito más antiguo D. la provincia.

María es casada y tiene 01 hijo. Ella, inicio su negocio vendiendo jugos y bebidas D. todo tipo; con los créditos que recibe poco a poco fue incrementando su mercadería hasta llegar a tener una pequeña bodega donD. venD. productos D. primera necesidad e inclusive a brindar servicio D. fotocopiado ya que a podido comprar una maquina fotocopiadora. Ella, se encuentra ahorrando para comprar un vehículo, para poder transportar su mercaderia.

Melania es casada y tiene 03 hijos. Ella tiene una bodega, la cual inicio con un pequeño capital. Ella, con la ayuda D. sus prestamos ha ido progresando en su negocio, llegando a tener una bodega cada vez mas surtida. Tiene como meta, hacer D. su negocio un minimarket, para lo cual se encuentra ahorrando.

Juana es casada y tiene 01 hijo. Ella se dedica a al venta D. jugos, negocio que inició al obtener su primer préstamo. Actualmente esta ahorrando para comprar animales para dedicarse a la venta D. su carne.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 46
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 3.0
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Niño Nativo Group's $2,650 loan helped a member the communal bank, "Niño Nativo" is requesting a loan so its 14 members can invest in their businesses.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 20, 2009
Jul 26, 2009
Currency Exchange Loss:
Feb 15, 2010