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Virgen Del Carmen De Huanupampa Group
In this Group: Margarita , Gregoria , Felicita, Melania, Anacleta , Rita, Francisca Maquera, Catalina , Fortunita, Juana
The Virgen del Carmen D. Huanupampa Community Bank is aprt of the Wari project. The Community Bank started its first cycle with 10 member. The members are from the Huanupampa community, Totos district, Cangallo Province, Ayacucho Department. The activities are primarily agriculture.

The members are in different businesses like the sale of general goods, grains, young animals, fruits and food.

Like the case of Margarita is the President of the Community Bank and is married. Margarita has her store in her home and also gives out telephone calls and receives calls, and buys grains.

Meanwhile, Gregoria is married with three children. Gregoria is dedicated to raising young animals, like sheep and hens, which are sold in the fair in her district.

The members need different amounts of loans like 200 soles, 300 soles, 500 soles, making a total o 3200 soles in loans in the Community Bank.

Their loans will be invested in the purchase of cheese, vegetables, rice, sugar, potatoes and soda

The dreams of the members are to have their own house, that their children are professionals, and to improve their businesses.
View original language description ↓
El Banco Comunal Virgen del Carmen D. Huanupampa es parte del proyecto Wari, El Banco Comunal inicia su Primer ciclo con 10 socias. Las socias son D. la comunidad D. Huanupampa, distrito D. Totos, Provincia D. Cangallo, Departamento D. Ayacucho. Las actividades principales son la agricultura y ganadería.

Las socias realizan diferentes negocios como la venta D. abarrotes en general, cereales, animales menores, frutas, comida.

Como es el caso D. Margarita es presidenta del Banco Comunal, casada, Margarita tiene su tienda D. abarrotes en su casa, además brinda servicio telefónico y realiza recepción D. llamadas, también compra cereales.

Mientras que Gregoria es casada, tiene 3 hijas, Gregoria se dedica a la crianza D. animales menores, como oveja, gallina, los cuales son comercializados en la feria D. su distrito.

Las socias necesitan diferentes montos D. prestamos como 200 soles, 6300 soles, 500 soles, haciendo un total D. 3,200 soles D. prestamos en el Banco Comunal.

Sus prestamos serán invertidos en la compra D. queso, verduras, arroz, azúcar, papa, gaseosas.

Los sueños D. las socias son tener casa propia, sus hijos sean profesionales, mejorar sus negocios.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 86
    View loans »
    Peru Loans Fundraising
  • $63,797,675
    Funds lent in using Kiva
  • 3.0
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Virgen Del Carmen De Huanupampa Group's $1,075 loan helped a member buying cheese, vegetables, potatoes, rice, sugar a soda.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jul 17, 2009
Jul 25, 2009
Currency Exchange Loss:
Jan 17, 2010