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Phon S., 31, has been involved in a business of selling beverages and raising livestock at home with a typical income of US $2.6 per day in Takeo Province since 2000. S. works so hard all days to ensure a comfortable standard of living for the family. S. is a widow. She is blessed with two young children who have been enrolled in a local primary school. S. really wants to take a loan of US $1000 to expand her inventory by purchasing various kinds of beverages for her store. By doing this, she hopes that she will be able to generate a better income to cover her family expenses as well as to save to support her children’s future education.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 91
    View loans »
    Cambodia Loans Fundraising
  • $41,820,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Phon to purchase more soft drinks.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 17, 2009
Jul 23, 2009
Currency Exchange Loss:
Nov 15, 2009