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Union Y Progreso Group
In this Group: Ana, Crucita, Judelka, Luz, Sergio, Maria, Maria, Ruth, Santana Baez, Almonte Urena, Jomary, Mary, Teresa, Maria, Paulina
Ana V. L. is a mother of 6 and is one of two group leaders in the Union y Progresso loan group. She lives with her family in Santiago, a crowded city in the Dominican Republic.

Prior to her involvement with Esperanza, Ana sold miscellaneous things out of her home to other women in the community. When Esperanza began working in her community, she took out a loan and started her clothing business. She buys used clothes that are sent to the Dominican Republic from America in large shipments called pacas. She buys the clothes in bulk and then sells them out of her home.

Ana’s husband is a butcher. He has a meat stand that he runs out of their home. Ana and her husband’s incomes help support their 6 kids. Ana expresses that if she was not able to receive her micro-loans, their family situation would be much more difficult.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Dominican Republic

  • $9,700
    Average annual income
  • 0
    View loans »
    Dominican Republic Loans Fundraising
  • $8,560,850
    Funds lent in using Kiva
  • 36.0
    Dominican Republic Pesos (DOP) = $1 USD