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Johanna De La Concepcion
38-year old Johanna de la Concepción J. Z. is married and had a son, but due to unfortunate circumstances he died. With help from her husband, she has managed to move on. Her work is selling cosmetics. Johanna is a hardworking woman, and she has always enjoyed working. She’s been doing this job for more than ten years—with help from an aunt who provided her with the merchandise, and Johanna would visit the customers to show them the products. She wants to use the loan to buy more products such as underwear, perfumes, and lotions. Her dream is to open a small store.
View original language description ↓
Johanna de la Concepción J. Z. tiene 38 años. Es una mujer casada. Johannna tenía 1 hijo pero dadas las circunstancias de la vida falleció, y con la ayuda de su esposo han salido adelante. Su actividad económica es la venta de cosméticos. Ella es una mujer muy emprendedora y siempre le ha gustado trabajar. Hace más de 10 años que se dedica a este negocio, con el apoyo de una tía que le proporcionaba la mercadería, entonces Johanna visitaba a sus clientes para ofrecerles sus productos. Le motivo del financiamiento es para capital de trabajo para la compra de ropa interior, perfumes y cremas. Por lo que su deseo es establecer una pequeña distribuidora.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $4,800
    Average annual income
  • 32
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 20.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Johanna De La Concepcion to buy more products for her business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 17, 2009
Jul 24, 2009
Currency Exchange Loss:
Aug 16, 2010