Cynthia M. is married and has five dependents. She has received schooling through junior high school. Cynthia sells rice porridge and charcoal at Amissano in Elmina, which she has done since 2002. Her husband is a cleaner. Cynthia uses her income to pay school fees for her children .She is requesting a loan to buy more rice and charcoal. With the new profits from her expanded business, Cynthia plans to reinvest and continue to grow her income.