A loan of $1,500 helped thorough fixing of the vehicle used for providing taxi services.

Odildjon's story

Z. Odildjon is 33 years old. He is married and has two children. Odildjon is a very diligent and hardworking man. With his car, he is providing taxi services. For the last 3 years, this business has been the main income for the family, allowing Odildjon to improve the living conditions of his large family. Along with his wife and children, he is also supporting his mother and brother. As any business generating income, the business of Odildjon also requires some investments from time to time. Thus, his car needs some fixing. For this purpose, Odildjon requests 1,500 USD for purchasing spare parts. Odildjon promises to repay the loan promptly and thanks all supporting him.


Tajikistan is perhaps best known for its rich history and diverse culture, which is a complex mixture of the Islamic faith, Soviet influence, New West culture, and Central Asian traditions. It served as a key post along the Silk Road and marked the end of Alexander the Great's extensive rule. It was the birthplace of the great Persian poet Rudaki and famous Islamic philosopher Ibn Sina. And it is home to epic mountain passes, communities that still speak the ancient Sogdian language, and a civilization that dates back to the 4th millennium BC.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON International:

Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low-income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit: www.imon.tj

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