A loan of $2,975 helped a member to buy fertilizers to support the rice field and to buy more piglets for breeding.


Mrs. Saret Chan Village Bank Group's story

This village bank, which consists of 23 people, is located in Pou village in the Takeo province. All the members will use the loan for different purposes. Mrs. Saret C. is the village bank president who has been selected by the members. She is a farmer who owns a small piece of land to cultivate rice. Aside frO. this, she also is a pig breeder. Thus, she would like to ask for a loan to buy fertilizers to support the rice field and to buy more piglets for breeding. She is a widow with three children, two of whO. are studying at the local school, while the other is studying in beauty-salon class.

This is a village bank loan consisting of mainly end-of-term loans. Twenty-one members have end-of-term loans and the rest have monthly payment loans. Group members are not required to pay any principal on the loan until the very end of the loan term. End-of-term loans are AMK’s main product because they the most beneficial to Cambodia’s poor. It allows them to repay portions of the principal whenever they are financially able to. Most clients start to make payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.

In this group: Saret, Pou, Tuoch, Li, Sary, San, Chhork, Roatha, Sa Am, Sam Art, Mith, Yeang, Ta, Kha, Nun, Samphors, Sophy, Sopheap, Chet, Somean, Ry, Mao, Saroeurn
*not pictured



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