A loan of $3,000 helped to buy children's clothing to sell.

Muhiba's story

K. Muhiba is married and has three children. She started as an entrepreneur by selling children's clothing in the central city market. Today, after 20 years, her business is the main source of income for her family and her husband and older son are actively involved, helping her with sales.

Muhiba is a very focused and balanced business owner. She is requesting a loan of $3000 USD to restock her inventory. She wishes to expand the range of goods and hopes that providing a good assortment of inventory at reasonable prices will attract many potential customers, helping her business to grow and expand for the future. Muhiba feels this is the only way to earn enough to ensure that her children can continue their education and have a bright future.

More about Tajikistan and IMON International

Tajikistan is known for its rich history, which includes a key post along the Silk Road and the end of Alexander the Great's rule. It has also produced great thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium BC. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History

Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit: www.imon.tj

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Loan details