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Naseem Muhammad Khan Group
In this Group: Naseem , Naziran , Naziran , Parveen Akhtar, Sajida
Naseem baji has been a citizen of a city called Arifwala, Pakistan for the past 20 years. Her husband's name is M. K. and he works in animal husbandry. He fattens goats and sells them at the animal market. His hard work gives him good income. His customer list consists of butchers because they prefer to buy naturally bred animals.

Naseem baji also helps him by taking care of his goats. She is applying for a loan to buy animal feed so that her husband can complete the orders from his customers and earn more income.

She is the group leader for four other women from her locality. Naziran baji wants a loan to buy groceries for her grocery shop. Another Naziran baji wants a loan to buy a lathe. Parveen Akhtar baji and Sajida baji each want a loan to buy bakery items (biscuits and chips) to sell.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Note: Naseem baji is seated third from the right in this photo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 173
    View loans »
    Pakistan Loans Fundraising
  • $17,360,725
    Funds lent in using Kiva
  • 82.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Naseem Muhammad Khan Group's $675 loan helped a member to buy animal feed for their animal-selling business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jul 16, 2009
Jul 21, 2009
Currency Exchange Loss:
Jul 15, 2010